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E-E-A-T By Oliver Bennett Updated 28 July 2026 1 article in section
Operator reviewed
Memo Casino - licensed in Curaçao, not UK-licensed
18+ | Curaçao OGL/2024/1121/1020 | Not on GAMSTOP
Visit Memo Casino
Play responsibly | UK players: see the fine print

Editorial disclosure · Memo Casino Review is an independent site. We may earn commission from links marked sponsored; it never changes our verdict. See how we review.

This site is an independent review desk, not a casino. We have covered offshore operators like Memo Casino since 2016, and our one job is to tell UK players the uncomfortable stuff before they deposit - which licence an operator actually holds, whether the UK is restricted in its own Terms, and how long a withdrawal really takes once you have won.

We do not take bets. We do not hold your money. We are a small editorial team that reads the fine print so you do not have to wade through 40 clauses at midnight.

Who we are

The desk is led by Oliver Bennett, a Manchester-based journalist who has been reporting on UK gambling regulation and offshore Curacao casinos since 2016. Around him is a handful of researchers and fact-checkers who test accounts, log withdrawal timings, and cross-reference every claim against the operator's own pages. When we say a bonus carries 35x wagering or that a big win is throttled to a monthly cap, it is because we found the clause and quoted the number - not because a marketing banner told us so.

Our mission

Most UK players who search for a casino like Memo see a glossy landing page and a €1,500 welcome offer. What they rarely see, at least not up front, is that the operator holds a Curacao licence rather than a UK Gambling Commission one, that the UK sits on the restricted-countries list in its own Terms, and that it is not connected to GAMSTOP.

Our mission is to close that gap. We want a reader to leave a review understanding three things: what the product actually offers, what it will cost them in wagering and delays, and where it could go wrong. Honesty first. If we cannot recommend an operator - and we often can't - we say so plainly and explain why, rather than burying the warning under a signup button.

How we are funded

Here is the part most review sites keep vague, so let us be blunt about it.

Some of the outbound links on this site are affiliate links. If you click one and open an account, we may earn a commission from the operator, at no extra cost to you. That is how the lights stay on. But - and this matters - the commission does not buy a good review, and it never has. Our verdicts, our ratings, and our list of red flags are written before any commercial arrangement is considered, and we regularly flag operators we cannot recommend even when there is money on the table.

Put simply: reviews are not for sale. When an operator restricts UK players or throttles big payouts, that goes in the headline whether we earn a penny or not. We would rather lose the commission than a reader's trust, because the second one is the only thing that keeps a review site worth reading.

Meet the editor

Oliver Bennett is our editor-in-chief and lead gambling-investigations journalist. He has covered UK regulation and the offshore Curacao scene since 2016, with a particular focus on UKGC licensing, GAMSTOP and self-exclusion, player-fund safety, and the terms and conditions almost nobody reads.

His method is stubborn and a little unglamorous. He reads the actual Terms, clause by clause, rather than the promotional copy - so when a review references clause 4.5 or a 3x deposit playthrough, that is Oliver quoting the source document. Based in Manchester, he approaches every operator as a consumer-protection story first: what happens to a UK player who deposits here, and what happens when they try to leave with their winnings? We do not maintain fabricated social profiles for him, and you will not find invented awards on this page. The credibility is in the clause numbers.

How we hold ourselves to a standard

Every review on this site runs through the same checklist. It is not glamorous, but it is why our verdicts hold up.

  • We read the Terms. The full document, not the summary - dormant-account fees, playthrough rules, max-withdrawal caps, the lot. If a clause is unfair, we quote its number.
  • We verify the licence. We check the licence against the issuing body's register rather than trusting a footer badge, and we spell out what a Curacao licence does and does not protect for a UK player.
  • We test withdrawals. Where we can, we deposit, play, and request a payout, then log how long it actually takes against what the operator promises.
  • We cite primary sources. The operator's own pages, the Curacao Gaming Authority, the UK Gambling Commission, GAMSTOP - not rival affiliate sites dressed up as authorities.

Reviews are dated with both a publication and an update date, and we revisit them when an operator changes its Terms, because a bonus that looked fine in January can quietly gain a 50x wagering requirement by summer.

How to reach the editorial team

Spotted an error, a stale figure, or an operator behaving badly? Tell us. Corrections are the fastest way to improve a review, and we would rather fix a number than defend a wrong one.

You can reach the editorial team through the contact form on this site. We read every message, we take documented complaints about operators seriously, and we update our coverage when the facts move. What we can't do is act as a regulator or recover funds on your behalf - for that, an operator's own dispute body or the relevant authority is your route, and our reviews point you to it.

A note before you read on

Gambling is 18+ and should never be treated as a way to make money. If it stops being fun, free UK support is available through GamCare and BeGambleAware - details, along with our full affiliate disclosure, sit in the footer of every page. Read the review, weigh the risks, and walk away if the maths does not add up.

OB
Oliver Bennett Editor-in-chief & gambling-investigations journalist
Covering UK gambling regulation and offshore Curaçao operators since 2016 · reads the actual Terms · consumer-protection first
Based in Manchester, UK Updated: 28 July 2026